Card Insider

  You need to be very smart when using a credit card. You can accrue benefits or losses depending on how cautiously or carelessly you use a credit card. There are people out there who use a credit card without getting into a debt trap, wonder how? Not to worry, we will guide you every step of the way. You can apply for a credit card online as well as offline at your convenience. You can find the best credit cards in India that suits your profile. After receiving the credit card you need to be very cautious while using it. Keep reading to know how you can use a credit card smartly. Top Tips on How to Use A Credit Card Smartly: Don’t cross the credit limit: It is advisable to not use a credit card beyond the provided credit limit. Maintain a good credit utilization ratio. The credit cardholder should not use a credit card more than 50% of the given credit limit. Utilizing credit cards more than 50% affects the credit score badly. Avoid default in credit card bill payment: Many people

  Credit cards are the financial tools that can help you achieve financial goals. In this article, we have compiled a comprehensive list of top entry-level credit cards in India. So that, you can find the right credit card that fits your financial needs well.  ICICI Amazon Pay Credit Card:   This is a Visa-powered card launched in collaboration with Amazon India. If you like to spend online, then this card might be the right fit for you. With this card, you get awarded with Amazon pay cashback, which can be used by the customers to redeem not only online but also at the offline merchant stores. Amazon Prime members benefit from this offering by the ICICI Bank. Prime customers get up to 5% cashback on purchases on Amazon whereas Non-Prime customers can get up to 3% cashback on their purchases. Below are some key features of the ICICI Amazon Pay credit card . ●        Prime members get up to 5% cashback and Non-Prime members get up to 3% cashback on their spendings. ●        Save up to