Card Insider

HDFC Bank is one of the leading credit card issuers. From lifetime free credit cards to super-premium credit cards, you will definitely find a credit card that fits your profile. Two credit cards have become the talk of the town which are HDFC Bank Infinia and HDFC Bank Regalia credit cards. In this article, we have compared these credit cards in a tabular form in order to make things easier for you.  HDFC Regalia Vs Infinia Credit Card: Basis HDFC Bank Regalia Credit Card HDFC Bank Infinia Credit Card Joining Fee Rs. 2,500 + applicable taxes Rs. 12,500 + applicable taxes Renewal Fee Rs. 2,500 + applicable taxes Rs. 12,500 + applicable taxes Spend-Based Waiver Renewal fee waived off on spending Rs. 3 lakhs and above in the previous year. Renewal fee waived off on spending Rs. 8 lakhs and above in the previous year. Welcome Benefits Bonus 2,500 reward points Bonus 10,000 reward points and membership of club Marriott.  Milestone Benefits On spending Rs. 5 lakhs in a year you get...

Credit Cards have made it easier for credit cardholders to borrow funds whenever required. You use a credit card from paying rent to insurance money. After learning about the advantages of a credit card you must be thinking of using it to pay the utility bills. All the questions like whether it is right to pay the utility bills using a credit card, how it works, will you earn any reward points on the utility bill payment, etc. must be arising in your mind. No need to worry about this, all your questions will be answered in this article. Keep reading to know whether paying utility bills with a credit card is worth it not? Do I earn rewards on paying utility bills? Neither you earn reward points on all credit cards on making the utility bill payment nor do all credit cards provide the same reward points on this transaction. You need to see which credit card provides the highest rewards on utility bills before applying for a credit card. Also, you need to figure out which utility transact...

There has been a consistent increase in data breach cases related to credit cards in India which raises the question of whether it is safe to pay using your credit card. This has created a lot of uncertainty when it comes to credit cards. You can certainly protect your financial information with awareness, maintenance, and additional layers of protection. In this article, we have tried to answer whether it is safe to pay using your credit card. Is It Safe to Pay Using Your Credit Card? There is always a certain amount of risk or uncertainty associated when using a credit card to make purchases through online payment gateways or POS terminals (Payment on Sale). However, if you are cautious and use your credit card wisely then these chances of theft or fraud can be decreased.  To keep your financial data safe and secure credit cards use encryption, chip-and-pin technology, and fraud monitoring. This offers an added layer of security to the customers using their credit cards.  F...