ICICI Emeralde Credit Card Vs Sapphiro Credit Card

-

Comparing different credit cards before putting up with them is always a good idea, especially when there are many options available to choose from. Because of the abundant benefits provided by the ICICI Bank, people prefer their credit cards as well. Let us compare two of the famous credit cards provided by the institution, ICICI emeralde credit card vs Sapphiro credit card to find out which one suits your needs perfectly:

Joining Fee:

ICICI Emeralde Credit Card: Rs. 12,000/- + Applicable Charges

Sapphiro Credit Card: Rs. 6,500/- + Applicable Charges


Eligibility:

ICICI Emeralde Credit Card: Monthly income > Rs. 3 lakhs, Annual Income > Rs. 30 lakhs

Sapphiro Credit Card: Monthly income > Rs. 80,000 (for salaried Indian Nationals), Monthly Income > Rs. 83,333/- (for self-employed Indian Nationals)

 

Welcome Benefits:

ICICI Emeralde Credit Card: On signing up for ICICI Emeralde Card’s membership, you get complimentary Club Marriott Membership for the year, using which you can enjoy up to 20% dining discounts and stays across Asia. Also, get 12500 Reward Points upon activating your Credit Card.

Sapphiro Credit Card:  Welcome vouchers on shopping and travel worth Rs. 9000/-


Key Benefits:

ICICI Emeralde Credit Card: The Credit Card Comes with the following Key benefits:

●     4 PAYBACK Points on every ₹100 spent.

●     Dining voucher worth Rs.7,500 from Trident Hotels.

●     Unlimited Domestic and International lounge access.

●     Unlimited Spa Access via Dreamfolks.

●     Rs. 7500/- Trident hotel voucher on your birthdays.

●     Complimentary golf rounds every month.

●     No over-limit, cash withdrawal, or late payment charges.

●     Discounts on Gym/salon & health clubs across India


Also Read - Benefits Of Getting An ICICI Credit Card

 

Sapphiro Credit Card: 

●     Every year, with Sapphiro Card you'll receive 2 complimentary airport lounge visits outside of India and 4 lounge access within India.

●     12 Month Membership voucher worth Rs. 800.

●     Rs. 1000/- Croma Voucher.

●     4 uber vouchers of Rs. 250 each.

●     4 EaseMyTrip voucher of Rs. 1000/- each.

●     6 PAYBACK Points on every Rs. 100 spent.

●     Air accident insurance cover of Rs.3 crore.

●     24×7 premium concierge services.

●     5% off on dining bills at participating restaurants.


Milestone Benefits:

ICICI Emeralde Credit Card: Get Rs. 5000/- worth of Da Milano voucher on spending 2 lakhs.

Sapphiro Credit Card: get 4,000 PAYBACK Points on spending Rs. 4 lakh, 2,000 PAYBACK Points each time you cross Rs. 1 lakh.

 

Lounge access:

ICICI Emeralde Credit Card: Unlimited Domestic and International lounge access

Sapphiro Credit Card: 2 complimentary airport lounge visits outside of India and 4 lounge access within India.


Additional Reading - HDFC Regalia vs Regalia First - Major Difference

Comments

Post a Comment

Popular posts from this blog

How To Make The Most Of Travel Credit Cards

-
Image
  Those who frequently travel can make the most out of the travel credit card. As these credit cards help cut down expenses of traveling. With them, you can enjoy welcome benefits, shopping benefits, travel benefits, entertainment benefits, and so on. These are the all-rounder credit cards as they touch every category and strive to meet your needs. In this article, we have briefly discussed some points on how you can make the most out of your travel credit cards . Keep reading to kick start your research.  Choose the right travel card: You need to choose the right credit card first in order to make the most out of your travel credit card. Analyze your needs and spending patterns so that you can easily choose a card that matches them.  Avail sign-up bonuses: Travel credit cards are the most rewarding credit cards. To make your experience worthwhile they also offer you sign-up bonuses like complimentary gift vouchers, flight tickets, hotel stays, subscriptions to various platforms, bon
Read more

HDFC Regalia vs Infinia credit card - Which is Better?

-
Image
HDFC Bank is one of the leading credit card issuers. From lifetime free credit cards to super-premium credit cards, you will definitely find a credit card that fits your profile. Two credit cards have become the talk of the town which are HDFC Bank Infinia and HDFC Bank Regalia credit cards. In this article, we have compared these credit cards in a tabular form in order to make things easier for you.  HDFC Regalia Vs Infinia Credit Card: Basis HDFC Bank Regalia Credit Card HDFC Bank Infinia Credit Card Joining Fee Rs. 2,500 + applicable taxes Rs. 12,500 + applicable taxes Renewal Fee Rs. 2,500 + applicable taxes Rs. 12,500 + applicable taxes Spend-Based Waiver Renewal fee waived off on spending Rs. 3 lakhs and above in the previous year. Renewal fee waived off on spending Rs. 8 lakhs and above in the previous year. Welcome Benefits Bonus 2,500 reward points Bonus 10,000 reward points and membership of club Marriott.  Milestone Benefits On spending Rs. 5 lakhs in a year you get 10,000 r
Read more