ICICI Emeralde Credit Card Vs Sapphiro Credit Card

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Comparing different credit cards before putting up with them is always a good idea, especially when there are many options available to choose from. Because of the abundant benefits provided by the ICICI Bank, people prefer their credit cards as well. Let us compare two of the famous credit cards provided by the institution, ICICI emeralde credit card vs Sapphiro credit card to find out which one suits your needs perfectly:

Joining Fee:

ICICI Emeralde Credit Card: Rs. 12,000/- + Applicable Charges

Sapphiro Credit Card: Rs. 6,500/- + Applicable Charges


Eligibility:

ICICI Emeralde Credit Card: Monthly income > Rs. 3 lakhs, Annual Income > Rs. 30 lakhs

Sapphiro Credit Card: Monthly income > Rs. 80,000 (for salaried Indian Nationals), Monthly Income > Rs. 83,333/- (for self-employed Indian Nationals)

 

Welcome Benefits:

ICICI Emeralde Credit Card: On signing up for ICICI Emeralde Card’s membership, you get complimentary Club Marriott Membership for the year, using which you can enjoy up to 20% dining discounts and stays across Asia. Also, get 12500 Reward Points upon activating your Credit Card.

Sapphiro Credit Card:  Welcome vouchers on shopping and travel worth Rs. 9000/-


Key Benefits:

ICICI Emeralde Credit Card: The Credit Card Comes with the following Key benefits:

●     4 PAYBACK Points on every ₹100 spent.

●     Dining voucher worth Rs.7,500 from Trident Hotels.

●     Unlimited Domestic and International lounge access.

●     Unlimited Spa Access via Dreamfolks.

●     Rs. 7500/- Trident hotel voucher on your birthdays.

●     Complimentary golf rounds every month.

●     No over-limit, cash withdrawal, or late payment charges.

●     Discounts on Gym/salon & health clubs across India


Also Read - Benefits Of Getting An ICICI Credit Card

 

Sapphiro Credit Card: 

●     Every year, with Sapphiro Card you'll receive 2 complimentary airport lounge visits outside of India and 4 lounge access within India.

●     12 Month Membership voucher worth Rs. 800.

●     Rs. 1000/- Croma Voucher.

●     4 uber vouchers of Rs. 250 each.

●     4 EaseMyTrip voucher of Rs. 1000/- each.

●     6 PAYBACK Points on every Rs. 100 spent.

●     Air accident insurance cover of Rs.3 crore.

●     24×7 premium concierge services.

●     5% off on dining bills at participating restaurants.


Milestone Benefits:

ICICI Emeralde Credit Card: Get Rs. 5000/- worth of Da Milano voucher on spending 2 lakhs.

Sapphiro Credit Card: get 4,000 PAYBACK Points on spending Rs. 4 lakh, 2,000 PAYBACK Points each time you cross Rs. 1 lakh.

 

Lounge access:

ICICI Emeralde Credit Card: Unlimited Domestic and International lounge access

Sapphiro Credit Card: 2 complimentary airport lounge visits outside of India and 4 lounge access within India.


Additional Reading - HDFC Regalia vs Regalia First - Major Difference

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