Card Insider

HDFC Bank is one of the leading credit card issuers. From lifetime free credit cards to super-premium credit cards, you will definitely find a credit card that fits your profile. Two credit cards have become the talk of the town which are HDFC Bank Infinia and HDFC Bank Regalia credit cards. In this article, we have compared these credit cards in a tabular form in order to make things easier for you.  HDFC Regalia Vs Infinia Credit Card: Basis HDFC Bank Regalia Credit Card HDFC Bank Infinia Credit Card Joining Fee Rs. 2,500 + applicable taxes Rs. 12,500 + applicable taxes Renewal Fee Rs. 2,500 + applicable taxes Rs. 12,500 + applicable taxes Spend-Based Waiver Renewal fee waived off on spending Rs. 3 lakhs and above in the previous year. Renewal fee waived off on spending Rs. 8 lakhs and above in the previous year. Welcome Benefits Bonus 2,500 reward points Bonus 10,000 reward points and membership of club Marriott.  Milestone Benefits On spending Rs. 5 lakhs in a year you get...

Credit Cards have made it easier for credit cardholders to borrow funds whenever required. You use a credit card from paying rent to insurance money. After learning about the advantages of a credit card you must be thinking of using it to pay the utility bills. All the questions like whether it is right to pay the utility bills using a credit card, how it works, will you earn any reward points on the utility bill payment, etc. must be arising in your mind. No need to worry about this, all your questions will be answered in this article. Keep reading to know whether paying utility bills with a credit card is worth it not? Do I earn rewards on paying utility bills? Neither you earn reward points on all credit cards on making the utility bill payment nor do all credit cards provide the same reward points on this transaction. You need to see which credit card provides the highest rewards on utility bills before applying for a credit card. Also, you need to figure out which utility transact...

There has been a consistent increase in data breach cases related to credit cards in India which raises the question of whether it is safe to pay using your credit card. This has created a lot of uncertainty when it comes to credit cards. You can certainly protect your financial information with awareness, maintenance, and additional layers of protection. In this article, we have tried to answer whether it is safe to pay using your credit card. Is It Safe to Pay Using Your Credit Card? There is always a certain amount of risk or uncertainty associated when using a credit card to make purchases through online payment gateways or POS terminals (Payment on Sale). However, if you are cautious and use your credit card wisely then these chances of theft or fraud can be decreased.  To keep your financial data safe and secure credit cards use encryption, chip-and-pin technology, and fraud monitoring. This offers an added layer of security to the customers using their credit cards.  F...

  American Express offers various credit cards in India as per the needs and requirements of the customers. The American Express Gold card is a hybrid card having the feature of both credit card and charge card. The Gold card does not have any preset limit and is dependent upon the spending habit of the cardholders. The Gold charges a nominal joining fee of Rs 1,000 from the customers. The card comes packed with a variety of benefits and special privileges for the customers #1 Membership Rewards American Express offers membership rewards points on spendings to the customers. You earn 1 membership reward on every Rs 50 you spend using your American Express credit card. Using this credit card you also earn membership rewards on utilities and fuel transactions. The maximum reward point limit is capped at 10,000 for utilities and 5000 for fuel transactions. The AmEx cardholders can get up to 5x membership rewards using your American Express Gold card . Using this credit card, you get...

  A credit score plays an important role while applying for a credit card. 700-750 is considered to be a good credit score. The credit card issuers scrutinize your credit card application and approve it after looking at various factors and credit score is one of them. Worried about whether you will get a credit card or not due to a bad credit score? There are credit cards that you can get even if you have a bad credit score or no credit history at all. To help you with this we have listed 5 credit cards that you can easily get even with a bad credit history.  Credit Cards Joining Fee Renewal Fee SBI SimplySAVE credit card Rs. 499 + applicable taxes Rs. 499 + applicable taxes HSBC Cashback Credit Card  NIL Rs. 750 Flipkart Axis Bank Credit Card  NIL NIL Amazon Pay ICIC credit card NIL NIL Kotak 811 #DreamDifferent Credit Card NIL NIL  SBI SimplySAVE credit card You can vouch for this credit card offered by SBI card even if you have poor credit history to no cred...