Benefits of American Express Gold Card

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 American Express offers various credit cards in India as per the needs and requirements of the customers. The American Express Gold card is a hybrid card having the feature of both credit card and charge card. The Gold card does not have any preset limit and is dependent upon the spending habit of the cardholders. The Gold charges a nominal joining fee of Rs 1,000 from the customers. The card comes packed with a variety of benefits and special privileges for the customers

#1 Membership Rewards

American Express offers membership rewards points on spendings to the customers. You earn 1 membership reward on every Rs 50 you spend using your American Express credit card. Using this credit card you also earn membership rewards on utilities and fuel transactions. The maximum reward point limit is capped at 10,000 for utilities and 5000 for fuel transactions. The AmEx cardholders can get up to 5x membership rewards using your American Express Gold card. Using this credit card, you get 1,000 membership rewards on completing 6 transactions worth Rs 1,000 every month using your American Express Gold credit card. 


#2 Travel Benefits

The American Express Gold offers several benefits to the cardholders on hotel booking. There are several special discounts by the bank on hotel bookings. American Express has tied up with several merchants to get you the best deals on your travels. American Express Gold credit card offers the following travel benefits to the customers.


  • 10% discount on Air Vistara tickets using the promo code VISGOLD21. 

  • 20% off stays and Food and beverages at Heritage Hotels and Resorts. 

  • 15% off on the best available room rate/breakfast at The Leela 

  • 20% off on Time to Mindful Vacations. Up to 25% off on AtmantanSpe Resorn.

  • 50% off on OYO Rooms with promo code AMEX GOLD. 

  • Exclusive discounts in partnership with some of the most premium hotel chains in India including Heritage Hotels and Resorts, Agoda, The Leela, Soukya, Atmantan Spa Resort, CGH Earth Wellness, Cabo Serai, Assam Bengal Navigation, Saffron Stays, Aquaterra, Vista Rooms.


#3 Dining Benefits 

American Express Gold credit card offers dining benefits to the customers. The cardholders can get up to 50% off with exclusive partners. American Express Gold credit card offers the following dining benefits to the customers.


  • 20% discount on dining bills at select partner restaurants. 

  • 25% off on order-ins from The Leela, The Oberoi Gurgaon, The Lodhi, Hilton, Roseate, Accor, and Qmin. 

  • 50% discount for up to 10 guests at the Lodhi.


#4 No Pre-set Limit

The American Express Gold credit card does come with any pre-set limit like other credit cards. It is dependent upon the purchasing habit of the cardholders. The outstanding amount is payable at the end of every month. On non-payment of the outstanding amount on your credit card, you shall be charged with fees. 


#5 Monthly Membership fee

The American Express Gold credit card charges an annual fee of Rs 4,500 from the customers. The cardholders also get the option to pay a monthly fee of Rs 375. The cardholders need to switch their billing cycle from annually to monthly to avail of this benefit. If the cardholder’s yearly renewal date has passed, they can opt for a monthly payment cycle in the next membership year.


Bottomline

American Express Gold card offers an attractive reward rate to the customers. You get a 5x accelerated reward rate on spending with the reward multiplier program. In addition to this, the cardholders also get exclusive rewards and benefits on redemption with 18k and 24k karat collections. This credit card also offers special travel and dining benefits to the customers, if you like to spend on travel and food. 

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