Card Insider

Thinking of taking an Axis Bank credit card but have second thoughts about whether it will be the right decision or not? Need not worry, in this article, we have covered the reasons why should you get Axis Bank Credit Cards so that you know everything there is about the Axis credit cards.  But before we jump right into the features and benefits of them, you need to understand that there is a wide range of credit cards offered by the Axis Bank, and choosing the right credit card for yourself among them is altogether a difficult task. So, to begin with, the credit card application process, first, you need to understand your needs and spending habits so that you can have the right credit card. Without any further ado here are the reasons why you should get an Axis Bank credit card. Welcome offers: With Axis Bank credit cards you get to enjoy exclusive welcome rewards and benefits such as bonus reward points, cashbacks, complimentary memberships to different platform...

ICICI Bank is one of the leading credit card issuers in India, and you can find credit cards in each category.  To meet the needs of fuel transactions it offers a fuel credit card which is ideal for fuel and shopping categories. You can avail of the HPCL Super Saver Credit Card by  ICICI Bank  at Rs. 500 plus applicable taxes and enjoy all the benefits and features. In this article, we have the benefits of the HPCL Super Saver Credit Card that you should know. Keep reading to kick start your research. Welcome Benefits:  With ICICI Bank HPCL Super Saver Credit Card the credit cardholder gets 2,000 reward points on the realization of the joining fee within 2 months and on spending Rs. 5,000 or above within 45 days of card issuance. You also get to earn Rs. 100 cashback on the HP Pay App on the first transaction of Rs. 1,000 or above through the App. Reward Rate:  On using this credit card at HPCL Petrol pumps, for payment of utility bills or grocery purchases the ...

When we talk about premium credit cards, then IndusInd Legend Credit Card certainly makes it to the list. It is a credit card for higher segment customers providing them premium benefits and higher savings opportunities. The joining fee of the IndusInd Legend credit card is Rs. 9999/- + Applicable Charges. The Legend Credit Card by IndusInd Bank benefits have been hand-picked to meet your demands and are aimed to provide you with a once-in-a-lifetime experience by providing you with only the finest. Here are some of the top reasons why you should apply for IndusInd Legend Credit Card: Rewards & Savings: You get 1 Reward Point on every Rs. 100 spent on weekdays and 2 reward points for every Rs. 100 spent on weekends, you also get accelerated rewards on certain designated categories. The card lets you have higher savings for budget-friendly expenditures. Welcome Benefits:   You get the following joining benefits with IndusInd Legend Credit Card: Complimentary stay an...

Comparing different credit cards before putting up with them is always a good idea, especially when there are many options available to choose from. Because of the abundant benefits provided by the ICICI Bank, people prefer their credit cards as well. Let us compare two of the famous credit cards provided by the institution, ICICI emeralde credit card vs Sapphiro credit card to find out which one suits your needs perfectly: Joining Fee: ICICI Emeralde Credit Card: Rs. 12,000/- + Applicable Charges Sapphiro Credit Card: Rs. 6,500/- + Applicable Charges Eligibility: ICICI Emeralde Credit Card: Monthly income > Rs. 3 lakhs, Annual Income > Rs. 30 lakhs Sapphiro Credit Card: Monthly income > Rs. 80,000 (for salaried Indian Nationals), Monthly Income > Rs. 83,333/- (for self-employed Indian Nationals)   Welcome Benefits: ICICI Emeralde Credit Card: On signing up for ICICI Emeralde Card’s membership, you get complimentary Club Marriott Membership for th...

If you want to keep your credit history clean while maintaining your credit score, then paying off credit card debt is a must for you! If you procrastinate on bill payments then the interest will continue to accumulate which will result in an increased credit burden. This can have several ill effects like lower credit limits, a decrease in credit score, the possibility of falling into debt traps due to interest accumulation and increased burden. If you wish to avoid all the above-mentioned hardships, then make sure to follow these simple tips for paying off credit card debt on time: 1. Follow a payment strategy : Strategies are very important to get out of any complex situation. Credit card debts are also no exception to this widely known notion. You need to make a clear payment strategy to pay credit card bill wisely. Careful planning and clear goals backed up by proper research can help you pay credit card bill most efficiently. 2. Try a snowball method : Paying down minor credit ca...

HDFC has its name built among the top when it comes to financial services and Credit Card Series. HDFC Regalia Credit Card offers premium benefits and hence has always been everyone's favorite. It also offers the advantage of a higher credit limit. However, Getting HDFC Regalia was not feasible for everyone due to its high eligibility standards and annual fees. To remove this constraint, HDFC introduced an Entry-level credit card in the same category as " HDFC Regalia First ", which can be suitable for slightly lower income groups as well. Both the credit cards, even though belonging to the same category, have many differences. In this article, we will talk about some of these significant differences between HDFC Regalia Vs HDFC Regalia First :   Eligibility HDFC Regalia: Monthly Income > Rs. 1,20,000 HDFC Regalia First: Monthly Income > Rs. 40,000 As we can see that HDFC Regalia First is much more feasible to people of lower-income groups due to le...

The creditworthiness of a person is inferred by a credit score. It is a number anywhere between 300-850 with 300-629 (bad), 630-689 (fair), 690-719 (good), 720-850 (Excellent). The higher your creditworthiness, the lower the risk for the financial institution lending you money and vice versa. That’s why it is very vital to maintain a good credit score for the ease of taking credit as and when the need arises. Here’s your go-to guide to upholding a good credit score: Pay your bills timely:  Well, yes. Stating the obvious, if you will pay your bills as soon as they become due or even before the due date, you will make it to their good books. So, for achieving or maintaining a good credit score keep on paying your bills on time. Pay your instalments on time: So, why do you take credit cards? For the benefits, right? So needless to say one of the most important factors is that it can help you buy maybe your dream car, your dream house, etc. Now when you buy them in instalments usi...