5 Top ICICI Credit Cards In India - A Must Know Checklist

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There are hundreds of credit cards available in the credit market, and choosing the right that suits your profile among them can be very strenuous. When it comes to applying for a credit card, you need to see your spending habit, eligibility requirement, the purpose for which you need a credit card, etc. ICICI Bank has provided the top 5 credit cards to cater to the needs of its customers. You can find a range of credit cards from entry-level to premium credit cards and choose the one that suits you the most. Before you apply for ICICI credit cards, make a checklist and see which credit card checks all the requirements and go for that one. Also, you need to go through the most important terms and conditions of that credit card so that you will be aware of all the fees and charges.


Here are the top 5 ICICI Bank credit cards in India that you should definitely check:


Credit Cards

Joining fee

Renewal Fee

Amazon Pay ICICI Bank Credit Card

NIL

NIL

ICICI Bank Sapphiro Credit Card

Rs 6500 + applicable taxes

Rs. 3,500 + applicable taxes.

ICICI Bank Super Saver Credit Card

Rs. 500 + applicable taxes

Rs. 500 + applicable taxes

Accelero ICICI Bank Credit Card

Rs. 499 + applicable taxes

Rs. 499 + applicable taxes

ICICI Bank Mine Credit Card

NIL

NIL


Amazon Pay ICICI Bank Credit Card

This one is the entry-level credit card that comes with no joining and renewal fees and is a very highly rewarding card. You get to earn cash-backs, discounts, and offers on this card. For Amazon Prime members this can be the best choice as they get to earn more rewards as compared to the non-prime members. The features and benefits of Amazon Pay ICICI Credit Card are as follows:


  • Amazon prime get 5% cashback on shopping.

  • Non-prime members get 5% cashback on shopping.

  • Earn 2% cashback on shopping at merchants accepting payment through Amazon Pay.

  • Earn 1% cashback on shopping on all other categories except fuel transactions.

  • Save up to 15% on dining bills at selected partner restaurants. 


ICICI Bank Mine Credit Card

Another entry-level credit card with zero joining and renewal fee under the starter plan offers a decent reward rate. This card comes in three plans; starter plan, pro plan, and premium plan. However, with the premium plan, you also get complimentary domestic lounge access and movie & dining benefits. Offerings of ICICI mine credit card are as follows:


  • Earn 5% cashback on shopping from exclusive partner brands like Big Basket, BookMyShow, Gaana, etc. with Pro and Premium Plan. 

  • Earn 1% cashback on all retail shopping with all three plans. 

  • With the premium plan get a 2-months complimentary subscription to EazyDiner. 

  • Get 1 complimentary domestic lounge access per month with the premium plan.


Accelero ICICI Bank Credit Card

You can vouch for this credit card by paying the membership fee of Rs. 499 plus applicable taxes. With this card, you get to enjoy shopping benefits, travel benefits, and movie & benefits. Being an entry-level credit card it offers a quite decent amount of deals and rewards. The offerings of ICICI Accelero credit card are as follows:


  • Earn 2 Payback points on every Rs. 100 spent on domestic/international transactions. 

  • Get 1 complimentary domestic lounge access per quarter. 

  • Get 25% off up to Rs. 100 on movie tickets booking.

  • Save up to 15% on dining bills at selected partner restaurants.


ICICI Bank Super Saver Credit Card

ICICI Bank offers this card at just Rs. 500 plus applicable taxes and it allows you to save up to 5% on fuel transactions at HPCL petrol pumps. It is a fuel credit card, however, you can enjoy shopping, movies & dining, as well as travel benefits with this card. The offerings of Super saver credit card are as follows:


  • Get 2,000 payback points as a welcome gift on paying the membership fee within 2 months of receiving the card and on spending at least Rs. 5,000 within 45 days.

  • Earn 4% cashback on fuel transactions at all HPCL petrol pumps.

  • Earn 5% cashback on utility spends and departmental store transactions.

  • Earn 2 payback points on every Rs. 100 spent on domestic and international transactions. 

  • Get 1 complimentary domestic lounge access per quarter.

  • Get exciting deals and offers on movies and dining. 


ICICI Bank Sapphiro Credit Card

This one is a premium credit card that one can vouch for as per their requirement. You can avail this credit card at Rs. 6,500 plus applicable taxes. It’s a highly rewarding travel credit card. You can enjoy welcome benefits as well as milestone benefits on this card. Along with travel benefits, you get to enjoy complimentary spa sessions and offers on movies & dining. The offerings of ICICI Bank Sapphiro credit card are as follows:


  • Get travel and shopping vouchers worth Rs. 9,000 as a welcome gift.

  • Earn up to 20,000 bonus reward points on achieving the milestone spending limit. 

  • Earn 6 payback points on every Rs. 100 spent on international transactions.

  • Earn 3 payback points on every Rs. 100 spent on domestic transactions.

  • Get complimentary airport lounge access.

  • Enjoy exciting offers and deals on movies and dining.


How to apply for ICICI Bank Credit Cards?

ICICI Bank offers you online and offline channels to apply for a credit card. The most convenient way to apply for a credit card is through the online method. However, if you wish to apply for a credit card using an offline method, then visit the nearest ICICI Bank branch and submit the form. To apply for an ICICI Bank credit card online, click here. 


Bottom Line:

To conclude, the above top 5 credit cards are some of the best credit cards offered by the ICICI Bank and you can select one that suits your profile. To start with your credit card journey or to build your credit score the entry-level credit cards offered by the ICICI Bank can be the best choice to go for, especially Amazon Pay ICICI Bank Credit Card and ICICI Bank Super Saver Credit Card. Clear your credit card dues timely and you are good to go. Also, bear in mind that you do not overuse your credit card beyond the provided credit limit as it will affect the credit score. 

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