Reasons Why Should You Get Bank Of Baroda Credit Cards

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The Bank of Baroda Financial is best known for its top-notch credit cards offering great benefits and a great reward rate to its customers. The bank offers benefits across many categories like travel, fuel, shopping, and much more. Also, customers enjoy the great reward rate with their BOB credit cards, as it provides reward points on every transaction. The Bank has launched credit cards in the premium category and also in mid-range categories so that every person can enjoy the privilege of having a credit card. Following are the reasons why you should get a Bank of Baroda Credit card.

  • Lifetime-free credit cards: The BOB has offered many lifetime-free credit cards like, BOB Select credit card, BOB Premier credit card, and BOB Easy credit card. These cards do not charge any Annual fee which makes it easy and convenient for cardholders with slightly low income. Moreover, they can enjoy the benefits of the card like reward points, insurance cover, lounge access, and many more without any maintenance cost on the card.

  • Premium card offering: The BOB bank also offers credit cards having premium features and benefits. One such card is the BOB Eterna Credit card. The card comes with an annual fee of Rs. 2,500 and gives strong competition to other premium cards. It offers many great benefits in the travel where you can enjoy unlimited domestic lounge access and also a strong reward rate where you can enjoy RPs on every transaction.

  • Dedicated Customer Service: The BOB customer service gives top priority to its customers. The cardholders can get their queries addressed with the 24x7 customer care services.

  • Annual Fee waiver: Many of the BOB credit cards offer the cardholders the annual fee waiver benefit. The cardholders can get the annual fee waived off upon spending a predefined target. This feature is very beneficial for those who do a lot of transactions with their credit card and use it for every other purpose.

  • Add-on card facility: Most BOB credit cards offer the add-on credit card feature where the primary cardholder can provide their family member an additional credit card. This add-on card offers the same benefits as the primary card. Moreover, these cards do not have any issuance cost or an annual fee.

  • Application process: If you are interested in applying for BOB credit cards, then the application process is very easy and fast. You can apply for the card online through the website and offline by visiting the branch. You can also track your BOB credit card status on the bank’s website once applied.

  • Full security: All the BOB credit cards are secured with a security chip that provides protection to the cardholder. Moreover, the bank offers lost card liability protection where the fraudulent transactions are covered by the bank if the card is lost or stolen.

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